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Information entered into this tool is not saved on your hard drive, nor stored or transmitted anywhere else. The government does not actually make the loan it guarantees loans by traditional lenders. If you have no credit, you can always have someone be a guarantor for you, meaning you're probably fresh out of college and not so much a risk.
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Please see our Help page for more information. Porter Hall 1 entry Worth doing. Loan will be repaid by equal monthly instalment EMI and the instalment is calculated on monthly reducing method with no additional hidden interest or charges Convenient Security Registered mortgage of the property or any other equivalent property in favour of Standard Chartered Bank. The calculations do not include upfront or continuing credit fees and charges apart from those indicated within the calculator. The absence of an established credit history does not mean you will be unable to get a mortgage.
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